I am a symbol of all that's wrong with Americans from a financial perspective. I have managed to parlay a six figure salary and generous friends and family into a mountain of debt through an inability to rein in my spending. I don't know why I feel obligated to spend every penny I have, but I do. I have lots of cool stuff which is hardly ever used.
I don't need to declare bankruptcy any time soon, but I realized this week, I'm on very thin ice and that I better keep my job for sure. Buying house hasn't helped, but my bigger problem is my spending habits. I already cut Netflix back to just one movie out at a time. Will saving $5 a month make a difference? Probably not, but watching less discs will use less electricity and it also reaffirms I need to make sacrifices. I was getting the NY Times delivered daily. I was going to cancel it completely, but you need to call them to do that so I cut back to getting it only on Sundays. I'll try that out for a bit and then see if I want to cancel completely. I'm also forgoing League Pass so I'll just watch the Blazers illegally online. I'll probably cancel cable after the Super Bowl.
None of the above is really all that major except for maybe cable so I'll need to have discipline not to buy anything unless it's necessary or adds value to my house.
Max’s 6th Year Bday Questions
3 weeks ago